CommunityAmerica visa card

CommunityAmerica Credit Union is a financial institution headquartered in Kansas City, Missouri. It serves over 1 million members in Missouri, Kansas, and Nebraska. CommunityAmerica offers a variety of banking and lending products, including credit cards.

One of CommunityAmerica’s most popular credit cards is the CommunityAmerica Visa Card. This card offers a number of benefits, including rewards, travel insurance, and purchase protection.

In this article, we will take a closer look at the CommunityAmerica Visa Card and everything you need to know about it.

Benefits of the CommunityAmerica Visa Card

The CommunityAmerica Visa Card offers a number of benefits, including:

  • Rewards: You can earn rewards points on all of your purchases. These points can be redeemed for cash back, travel, merchandise, or gift cards.
  • Travel insurance: It includes travel insurance benefits, such as trip cancellation insurance, lost luggage insurance, and rental car damage insurance.
  • Purchase protection: The CommunityAmerica Visa Card includes purchase protection benefits, such as extended warranty protection and return protection.
  • No annual fee: The Visa Card has no annual fee.

Who is eligible?

To be eligible for the CommunityAmerica Visa Card, you must be a member of CommunityAmerica Credit Union. You can become a member by opening a savings account with a minimum deposit of $5.

How to apply for the CommunityAmerica Visa Card

You can apply for the CommunityAmerica Visa Card online or by phone. The application process is relatively straightforward, and you should receive a decision within a few days.

Interest rates and fees

The interest rate on the Visa Card varies depending on your creditworthiness. However, the APR is typically between 15.49% and 22.49%.

There are a few other fees associated with the CommunityAmerica Visa Card, including:

  • Foreign transaction fee: 3% of the purchase price
  • Cash advance fee: 5% of the cash advance amount, plus $10
  • Late payment fee: $28
  • Returned payment fee: $28

How to use the CommunityAmerica Visa Card

Once you have been approved for the Visa Card, you will receive a card in the mail. You can then start using your card to make purchases.

To use your card, simply swipe it at the point of sale or enter the card information online. You can also use your card to get cash advances at ATMs.

How to pay your Visa Card bill

You can pay your CommunityAmerica Visa Card bill online, by phone, or by mail.

To pay your bill online, log in to your online account and select the “Make a Payment” option. You can then enter the amount you want to pay and choose your payment method.

To pay your bill by phone, call 1-800-477-3179 and follow the instructions. To pay your bill by mail, send your payment to: CommunityAmerica Credit Union P.O. Box 419317 Kansas City, MO 64141

Conclusion

The CommunityAmerica Visa Card is a good option for consumers who are looking for a credit card with rewards, travel insurance, and purchase protection. The card also has no annual fee. If you are interested in applying for this Visa Card, you can do so online or by phone.

You May Also Like